Core Features

Our cutting-edge AI isn’t just smart—it’s genius. It tracks every dollar you spend in real time, categorizes your expenses automatically, and even dives into item-level details to tell you where your money actually goes. From spotting hidden trends to predicting your next splurge, it’s like having a financial crystal ball in your pocket. And you get multiple insights every day!! with detailed reports every week and month.

Example:
“You spent $100 on 'Dining Out' this week, but $74.29 of that was just on McDonalds Jr chickens. Consider meal prepping your own chicken sandwiches at home to save up to $60 a week while still enjoying your favorite flavors!”

Meet Savvy, your personal finance guru who’s smarter than your average bot. Ask Savvy anything, and it’ll create a personalized plan that’s totally YOU. "Whether it’s planning a luxury trip, figuring out how to afford your favorite sneakers, or tackling any questions about your finances, Savvy’s got you covered!"

Example:
User: “Savvy, I want to go to Punta Cana in 3 months, and I need $1,500. How do I adjust my spending and budgets?”
Savvy: “Alright, let’s make it happen! Cut your 'Dining Out' budget by 20%, skip the $7 Starbucks lattes 3 times a week. You’re on track to be beach-ready! These changes will save $500/month, getting you to your goal in 3 months. Confirm and apply these changes automatically? Please provide any objections and we can make a new plan.

Your life is unique, so why not track your spending that way? With advanced AI categorization, you can create custom categories that actually reflect your lifestyle—whether it’s tracking how much you spend on your dog, your partner, or those daily bubble tea runs.

Example:
You set up a category for your partner called “AMY” and discover you’ve spent $600 this month on gifts, takeout, and spontaneous date nights. BudgetCaddie analyzes this trend and suggests a more balanced approach, like setting a weekly limit for to keep your spending in check.

No matter how many cards or banks you use, we’ve got you covered. Our app fetches transactions in real time, consolidating everything under one roof. Debit, credit—it doesn’t matter. Your spending is tracked and organized like a pro.

Example:
You grab lunch using your debit card and pay for gas with your credit card. Your app instantly categorizes both transactions into your “Food” and “Transport” budgets, showing you exactly where your money is going—all in one place.

No more awkward texts asking for money back, losing track of who owes what or sketchy mental math,. Easily share expenses, split costs your way, and keep everything transparent—whether it’s rent, utilities, or that weekend getaway.

Example:
You book an Airbnb that is $800 for the squad. Share the transaction in the app, split it evenly four ways or set custom amounts if one friend wants the bigger room. BudgetCaddie sends reminders and tracks payments. Later, you spend $50 on groceries for the trip. BudgetCaddie lets you add the groceries to the shared expense, adjusts everyone’s share automatically, and tracks who has paid—so you’re never left covering more than your fair share.

Let’s face it: saving for big goals can feel impossible. BudgetCaddie makes it easy, helping you break down the numbers and stay accountable. You can even create shared goals with friends, so you all pitch in toward that dream.

Example:
You want to save $50,000 for a house down payment. BudgetCaddie sets up a plan, shows progress, and nudges you when you’re falling behind. You can even create a shared pot with your bestie for a Paris trip, keeping each other on track with monthly contributions.

Stop letting sneaky subscriptions drain your bank account. We track all your recurring payments, alert you to upcoming charges, and help you stay on top of where your money is going.

Example:
“Apple storage renewal in 3 days for $2.99. Still need it?” Or, “LinkedIn Premium charge of $39.99 coming up in 3 days—want to keep this in your budget?”"

Your data is protected with the highest level of security, trusted by leading financial institutions. We use bank-level encryption, multi-factor authentication, and advanced privacy measures provided by our trusted security partners. Your financial information stays safe, private, and under your control—guaranteed. Rest assured, we never share or sell your personal data. Your trust and privacy are our top priorities.